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About shared ownership

New build properties

Looking for a home to love

Shared ownership is a great way of buying your own home, without having to find a huge deposit up front.

With shared ownership you can buy a share of a home and pay a low rent on the rest. This gives you a great alternative to renting, if you can’t afford to buy a home outright.

 

What’s on offer?

We’ve got a great selection of homes available under shared ownership, and lots more that are coming soon.

Whether you’re looking for a pad in the centre of town or a family home in the country, our team can take you through the process step by step.

Buying a home is incredibly exciting and we aim to keep it that way.

 

Common questions and answers

Take a look at our buyers guide, or click on the common questions below.

Am I eligible?

You are eligible to buy a shared ownership home if:

  • your household income is less than £80,000
  • you cannot afford to buy a home in the traditional way
  • you’re a first-time buyer or, you previously owned a home but can’t afford to buy one now
  • for some developments you will need to have a local connection to the area
Will I need a mortgage?

You will need to pay for your share of your home before you can move in. You might be able to pay this in full, however you may need a mortgage to cover this cost. The good news is, you don’t have to put down a huge deposit to secure your shared ownership mortgage; deposits can be as little as 5% of your share.

How much will I pay?

In addition to purchasing your share of the property, you will also need to pay some one-off costs such as legal fees and stamp duty. See our buyer’s guide for a list of potential one-off and regular costs.

Shared ownership buyers guide
Download(10.74 MB)
What properties are available to buy under shared ownership?

Selwood Housing has a number of shared ownership homes that are currently available or that will be available in the future. Visit our available homes page for more information.

Some developments fall within a section 106 agreement. This can mean that applicants must have a local connection to the area. This will be clearly highlighted on our property listing where this applies.

How do I sell my home in the future?

Please contact us on 01225 715 715 if you wish to sell your current shared ownership home.

Am I allowed pets?

You will need to contact us to request permission to keep pets in your home. If you live in or are purchasing a shared ownership house, it is more likely that you will be able to have pets.

All pets must be kept under proper care and control.

Shared ownership buyers guide

Common questions and answers, take a look at our buyers guide or read our FAQs section.

Shared ownership buyers guide
Download(10.74 MB)

 

Shared ownership policies

Our shared ownership policies can be found on the documents and policies webpage.

Documents and policies

 

Keep updated

Join our mailing list to hear all the latest news and updates on shared ownership!

Join our mailing list

 

Get in touch

Tell us what you’re looking for and we’ll get straight back to you

Contact sales team

Latest available developments

Isn’t it exciting – you’re looking to buy your first home or getting back on the property ladder!

Selwood Housing
Bryer Ash Business Park
Bradford Road
Trowbridge
BA14 8RT