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Debt and loan advice

Young woman looking at credit card bills and debt repayment letters

We’re unable to give debt advice directly but below are some details of charities and services that can help.

 

Citizens Advice money and debt advice

Free expert debt advice that is confidential, impartial and independent.

Citizens Advice Wiltshire

Citizens Advice BANES

Citizens Advice Somerset

 

Breathing space

Breathing space is a government scheme that will give you time to receive debt advice and find a solution to your debt problems. There are two kinds of breathing space.

Under the ‘standard’ breathing space, creditors will have to stop the collection and enforcement of your debts. A ‘mental health crisis breathing space’ can provide extra protection for people who have been in crisis.

Eligibility for the schemes can be found on Breathing Space (National Debt Line.org).

 

Local debt advice services

 

Step Change Debt Charity

Providing free and expert advice helps you deal with your debts and get the support you need.

Step Change Debt Charity

 

Wiltshire Council

Wiltshire Council have information for those worried about debt, including:

  • Dealing with debts
  • Advice agencies
  • Increasing income

Worried about debt – Wiltshire Council

Selwood Housing
Bryer Ash Business Park
Bradford Road
Trowbridge
BA14 8RT